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Are Valentine Day Diamonds Really Rare?
Written by Deb St. George
What is the best diamond to get your loved one on Valentine's Day?
Valentine's Day is celebrated on February 14 and so it is important for loved ones to give gifts of love to celebrate. If you have decided that a diamond is in order you might wonder which diamond would be the best diamond to give on Valentine's Day. There are so many beautiful diamonds to choose from when you walk into a jewelry store that you might want to do a bit of research before hand in order to decide before hand which type of diamond will match your loved one's personality.
Diamonds can be thought of as really rare. For every one million diamonds that are mined, only one will be found that is a quality one caret diamond. In order to find a two caret diamond, about five million diamonds must be mined. More than two hundred tons of ore must be mined to find one small diamond, and even then, more than 80% of the diamonds that are mined are only good for industrial use, such as diamond drill bits.
It sometimes is easier than you thought to find the perfect diamond. Some diamonds are heart shaped and others have red, pink and yellow stones. In fact ORRA Diamonds has added a new collection of diamond jewelry
Insuring Your Diamonds
Written by Deb St. George
Insuring a diamond takes a bit of thought, planning, and shopping around. Diamond insurance isn’t like purchasing car insurance. It is quite different. Depending on the state that you live in, there are basically three different types of policies that will cover diamonds, and all insurance policies that cover diamonds are considered Marine type policies.
The first type of insurance policies for diamonds is an Actual Cash Value policy. If the diamond is lost or damaged beyond repair, the insurance company will replace the diamond at today’s market value, no matter how much you paid for the diamond to begin with. This type of insurance policy for diamonds actually is not that common.
The most common type of insurance for diamonds is Replacement Value insurance. The insurance company will only pay up to a fixed amount to replace the diamond that was lost or damaged beyond repair. This does not mean that they will pay that amount – it means that they will pay up to that amount. In most cases, the diamond can be replaced at a lower cost.
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